Charming creekside cottage in the heart of Hiawassee, tucked near the end of a quiet cul-de-sac with seasonal views of Bell Mountain and the relaxing sound of Bell Creek just beyond the backyard. From the moment you arrive, you'll feel at ease surrounded by nature, an English garden blooming year-round, and the peaceful setting of the North Georgia mountains. Tube or wade right into the creek from your backyard, or enjoy the community picnic area along Bell Creek, perfect for gathering with friends and neighbors. Inside, the home balances warmth and function with hickory wood and ceramic tile floors, double-pane windows, and an inviting gas fireplace in the living room. The updated kitchen includes granite countertops, custom cabinets, soft-close drawers, a movable island, and stainless steel appliances. A mud room sits conveniently by the entry. The main-level primary suite offers a spa-like bath with a soaking jet tub and a huge walk-in closet. Bathrooms are updated with granite counters, and the laundry room is located on the main level for convenience. The finished terrace level adds flexibility with soaring 10+ foot ceilings, a massive stone fireplace, a full kitchen, washer/dryer hookups, and a private entrance-making it ideal for an in-law suite, guest quarters, or rental potential. New carpet has been added to the stairs, and the home provides abundant storage throughout. Additional features include high-speed fiber internet for seamless work or streaming, and furnishings negotiable with sale. This one-owner home has been impeccably maintained since construction and is truly move-in ready. Located just minutes from Lake Chatuge for boating and fishing, Jack Rabbit State Park for hiking and biking, and year-round concerts and festivals at the Georgia Mountain Fairgrounds. This property offers not only a beautiful home, but also a lifestyle surrounded by the best of North Georgia recreation, culture, and natural beauty.